|You can apply for an Advanced Learner Loan to help with the costs of a course at a college or training provider in England.
Loan eligibility does not depend on your income and there are no credit checks.
Check if you’re eligible before you apply for an Advanced Learner Loan.
When you repay your loan
You’ll have to start repaying your loan when your income is over a certain amount (the ‘threshold’ amount).
You’ll be charged interest from the day you get the first payment.
Access to Higher Education (HE) course
Student Finance England will ‘write off’ any outstanding Advanced Learner Loan balances you owe for an Access to HE course once you complete a higher education course. This means you do not have to repay it.
The higher education course must be eligible for student finance.
Loan Bursary Fund
You may also be eligible for money from the Advanced Learner Loan Bursary Fund if you need help with some costs while studying, for example childcare, travel or trips related to your course.
What you’ll get
How much you get depends on:
The minimum loan you can get is £300 and is paid directly to your college or training provider.
You do not have to borrow the full cost of your course – you can pay for some of it yourself.
Number of loans you can get
You can apply for up to 4 loans and you can get more than one at the same time.
You can apply for another loan to take the same level of a course, for example the same level qualification in History if you’ve already had a loan for the same level in Maths.
You can only apply once for an Access to Higher Education course.
You can apply for a loan to fund each course you take towards your A Levels – up to a maximum of 4 A Levels.
This means you can have up to 8 loans if you’re taking each A Level as 2 separate courses.
The courses must be in the same subject to qualify for a full A Level.
You can get 3 more loans for non A Level courses either before or after your course of A Levels.